SYNTAX INDEPENDENT COMPONENTS

Implementation Related Components

Entity List
(View alternate sort order)
Entity name (sorted ascending) Definition Parent entity
Accessories A supplementary part, a component that is added to something to improve it. MaterialObject
AccidentsSinceAdjustment Accidents this party had since the latest adjustment of the policy.
AccountingDocument A document showing credits and debits. (Accounting system = a system that provides quantitative information about finances)
AccountingDocumentLine A statement line on an accounting document.
AcquisitionCommission Acquisition commission is commission for the writing of the policy. Mainly given in Life Insurance. Commission
Action A process of any kind having influence on an insurance issue (contract, claim, premium notification, ...).
Activity Something that people do or cause to happen. InsuranceObject
ActivityExecutionAddress Structured description by means of street, house number, etc. of the place where an activity usually is executed. Address
ActualIndex The index valid at present. Index
ActualInsurerOf The insurer at the present moment of ... RelatedParty
ActualValue The value at present. Value
AdditionalActivity An activity or occupation executed by a party in addition to its primary occupation and eventually additional occupation. Profession
AdditionalOccupation An occupation (= activity for which you are paid) executed by a party in addition to its primary occupation. Profession
AdditionalSubmission/RelatedDo Information regarding documents related to an assessment and/or additional submissions hereof.
AddOnInsurer The insurer that covers a risk at the same time as the present insurer. Most of the time the other insurer subscribed other guarantees. Different from co-insurer. Insurer
Address The place where a person or organization can be found or communicated with.
AdvantageInKind Benefits other than cash, provided to a person through their employment (for example, cars, or private medical insurance). These benefits are usually subject to tax. Response
AdvantageInKindReceptionDeclaration Coded indication of whether or not advantages in kind (= benefits other than cash, provided to a person through its employment, i.e. cars, private medical insurance) are received. Declaration
AirVehicle A conveyance that transports people or objects through the air. Vehicle
Amendment A formal document changing the provisions of an insurance policy signed jointly by the insurer and the policyholder or his authorized representative. Action
Animal A living creature which is not a human being. InsuranceObject
AnnualIndemnification The maximum annual amount granted to the insured. (Personal insurance) CoverLimit
AnnualPremium The premium, excluding costs and charges, covering a one-year period. Premium
AnnualPremiumIndexed The premium, excluding costs and charges, covering a one-year period, following index fluctuations. AnnualPremium
AnnualPremiumNonIndexed The premium, excluding costs and charges, covering a one-year period, not following index fluctuations. AnnualPremium
Annulment Final cessation. Action
Assessment A request for assessment or an assessment report. The classification of someone or something with respect to its worth.
Assessor A person, independent of an insurance company but engaged and paid by it, who checks that a claim is covered and negotiates with the policyholder the amount payable for a claim. PartyRole
BasePremium The amount used as the basis for a premium calculation for a policy or a specific guarantee. Synonym is TariffPremium. Premium
Beneficiary The person(s) who have first rights to receive the policy benefits when the benefits of the insurance policy become payable. PartyRole
Bicycle A two-wheeled vehicle on which a person rides, using pedals to drive it along. NonMotorisedRoadVehicle
Bid/Offer A bid (= a proposal to buy at a specified price) for purchase sent in by a potential buyer as a response on a request for bids. Action
BillingAddress Structured description by means of street, house number, etc. of the place where bills are to be send to, to make them be receptive by a party. Address
Bond/Stock An interest-bearing (or discounted) certificate of debt issued by a government or corporation in order to raise money. InsuranceObject
Bonus An incentive or an additional payment to employees. Response
BonusReceptionDeclaration Coded indication of whether or not bonuses (= incentives or additional payments) are received. Declaration
Bordereau An itemized statement of transactions. AccountingDocument
BordereauLine A statement of transaction. AccountingDocumentLine
BordereauTotalLine A statement line on the current account, referring to the totals of a bordereau. CurrentAccountLine
BranchOfficeAddress Structured description by means of street, house number, etc. of the place where a branch office is located. Address
BranchSeniority Seniority (= extend to which somebody is senior, has been in a job) in the branch in which the party is employed. Seniority
Building A construction that (normally) has a roof and walls. Property
Burglary/Theft Insurance against property being taken away by someone by means of burglary, robbery or larceny without any intention of returning it. Guarantee
Calculation The procedure of calculating; determining the value of something by mathematical or logical methods. Valuation
Cancellation The discontinuance of an insurance policy before its normal expiration date, either by the insured or the company. Termination of a contract of insurance in force by voluntary act of the insurer or insured in accordance with the provisions in the contract or by mutual agreement. Action
Capital The in the policy mentioned maximum amount due by the insurer in case of loss to a covered peril diminished by deductions as specified in the policy. CoverLimit
Caravan A wheeled vehicle that can be pulled by a car or truck; equipped for living; especially for holiday trips. NonMotorisedRoadVehicle
CertifyingMedicalDoctor The medical doctor providing evidence for a disease or bodily injury by means of a certificate. MedicalDoctor
Circumstance Condition that accompanies or influences some event or activity, set of facts that surround a situation or event.
CircumstanceColumn A column on a European Accident Notification Form with predefined circumstances.
CivilLiabilityHorsesAndCarriages Guarantee covering losses ( bodily injury, damage, financial loss ) caused with horses and carriages covered under this policy to third parties. Guarantee
Claim A request made by a claimant against his own insurer for reparation of losses sustained in an incident. Also : a request for payment of a loss that may come under the terms of an insurance contract. A claim can only be made against one policy.
Claimant The person (policyholder or beneficiary) seeking payment or settlement under the terms of a policy. PartyRole
ClaimLine A statement line on the current account, referring to a claim. CurrentAccountLine
Clause Paragraph or section in a contract stating a particular obligation or condition.
Coinsurer A company providing co-insurance for risks, i.e. an arrangement whereby a number of separate insurance companies share in the cover of one particular risk. Insurer
Collection An object that consists of a set of unspecified items, eg a collection of jewellery, a collection of coins, a collection of postage stamps. Property
CommercialBuilding A construction that (normally) has a roof and walls which is for commercial use. Building
CommercialDiscount A discount, reduction, decrease of premium given based upon a commercial decision. PremiumDiscount
CommercialInsuranceContract Insurance for businesses, professionals, and commercial establishments. Contract
CommercialLoss Insurance covering the loss of profits of a business and certain other costs resulting from fire or other insured event (also known as Business Interruption or Consequential Loss). Guarantee
CommercialMotorisedRoadVehicle A commercial conveyance, powered by a motor, that transports people or objects by road, eg truck, bus, coach. MotorisedRoadVehicle
Commission The part of an insurance premium paid by the insurer to an agent or broker for his professional services in procuring and servicing the insurance.
CommissionLine A statement line on the current account, referring to commission. PremiumLine
CommonLaw Responsibility based on common law for injury or damage to another's person or property, which rests on an individual because of his actions or negligence. This is opposed to liability based on statutory law. Guarantee
CommunicationChannel A path along which information (as data or music), thoughts, or feelings are transmitted in the form of an electrical signal.
Community An association of people with similar interests. InsuranceObject
CompanySeniority Seniority (= extend to which somebody is senior, has been in a job) in the company in which the party is employed. Seniority
Condition The terms, statements, wording in an insurance contract that state the rights and duties of the insured and of the insurer.
Contents Everything that is included. Property
Contract A binding agreement between two or more parties for the doing or not doing of certain things. A contract of insurance is embodied in a written document called the policy.
ContractChange Alteration or modification to a contract. Action
ContractDocument Paper providing information regarding the contract in writing.
Conviction A final judgment of guilty in a legal case. Declaration
CoPolicyHolder Physical person acting as co-policyholder. PolicyHolder
Cost/Charge An amount paid for goods and services, a financial liability for something.
Couple A pair of people who live together, usually husband and wife. Group
Cover The scope of protection provided under a contract of insurance; any of several risks covered by a policy.
CoverLimit Limit that applies to the cover terms for a policy. A limit may be expressed in many ways, such as a sum insured or a duration limit. There may be multiple limits to a single cover such as the standard limit and an extension.
CoverNote Paper providing proof of insurance. ContractDocument
Creditor Someone who lends money or gives credit in business matters. PartyRole
CurrentAccount A monthly financial statement provided to an intermediary by an insurer showing premiums written, cancellations, endorsements, and commissions. Balance of payments. AccountingDocument
CurrentAccountLine A statement line on the current account. AccountingDocumentLine
DailyAllowance The amount of the daily allowance (= amount of money given regularly). (Personal insurance) CoverLimit
Damage The basis for a claim for indemnity or damage under the terms of an insurance policy.
DamageAmountBasedDeductible A deductible calculated based upon the damage amount. Different from the InsuredValueBasedDeductible. Deductible
DamagedObject An object suffering from loss of value, attractiveness or usefulness caused by an event or accident. ObjectRole
DataEntryOperator A person who enters, inputs, records data in a computer system for processing or storage. PartyRole
DeceaseProfitSharing Profit sharing in case of death, i.e. the insured dies before the expiration date of the contract. ProfitSharing
Declaration Statement in an insurance contract that provide information about the property or life to be insured and used for underwriting and rating purposes and identification of the property or life to be insured.
Deductible The portion of an insured loss to be borne by the insured before he is entitled to recovery from the insurer. Also : the amount a policyholder agrees to pay, per claim or per accident, toward the total amount of an insured loss.
DirectPayment Payment made directly from the insurer to the provider for services rendered to the insured. Settlement
Disability State of being disabled, unable to do something.
Document Information about one writing providing information that relates to eg a party, risk object or policy.
DocumentExchangeDetails Information about the exchange of a document.
Driver The operator of a motor vehicle. PartyRole
DrivingLicence Official document certifying one's capacity and right to drive a vehicle. Document
DrivingLicenceWithdrawal Driving licence retraction. Declaration
Dwelling A construction that (normally) has a roof and walls which is for private residential use. PrivateBuilding
eMail A means or system for transmitting messages electronically (as between terminals linked by telephone lines or microwave relays). CommunicationChannel
EmployeeBenefitsContract Benefits offered to an employee by an employer and usually paid for at least in part by the employer. Life, Health and Critical Illness insurance obtained by an employer on a group basis are examples of employee benefits. Group Life - A term that relates to the provision of lump sum death in service benefits for groups of employees. Group Permanent Health Insurance - Policies arranged by employers for their employees, providing for the payment of income during a period of incapacity due to ill health or accident. The benefit is usually payable until retirement. Group Personal Pensions - An arrangement made for the employees of a particular employer to participate in a personal pension scheme on a group basis. This is not a separate, or occupational, pension scheme, but merely a collecting arrangement. Group Sponsored Schemes - Scheme set up by employers for the benefit of their employees to provide life cover or a pension on retiring, or both. GroupInsuranceContract
EndIndex The index at the end of a cover period. Index
Engine Machine with moving parts that converts energy such as heath, electricity, etc into motion.
EuropeanAccidentNotificationForm Standard form in accordance with European recommendations, used to describe a traffic accident, the parties involved and the circumstances. Document
Event Something that happens at a given place and time. InsuranceObject
EventAddress Structured description by means of street, house number, etc. of the place where an event happened. Address
Expense Amount paid for goods and services. Settlement
Expiry The normal ending of a contract. Action
Extension
ExternalRole A role executed by a party in another insurance contract or claim than the one subject to this exchange
FactualGroup Collection of individuals existing in fact whether with lawful authority or not, but not a couple. Group
Family Primary social group; parents and children. InsuranceObject
FamilyAllowanceBureau The official institution empowered by the government to deal with family allowance as part of the social security system. RelatedParty
Fax A system of transmitting and reproducing graphic matter (as printing or still pictures) by means of signals sent over telephone lines. CommunicationChannel
Fee The price charged for professional services. Settlement
FidelityBonus A discount given in order to reward a policyholder who is a faithful client. PremiumDiscount
FileAdministrator Person controlling, managing a file. Person one has to contact in order to get information regarding the file. RelatedParty
FinanceCompany Company that lends money for hire-purchase transactions. PartyRole
FinancialDamage Damage
FinancialTransactionLine A statement line on the current account, referring to financial transaction. CurrentAccountLine
Fire A combustion accompanied by a flame or glow, which escapes its normal confines to cause damage. Incident
FireInsuranceContract Fire Insurance: Coverage for losses caused by fire and lightning, plus resultant damage caused by smoke and water. Contract
FirstAidSupplier The party that has given first aid (to an injured person). PartyRole
FirstCommission The commission amount granted at underwriting in case the acquisition commission amount is superior to the first premium amount. Mainly in Life Insurance. Commission
FirstPremium Premium
Fleet A group of motor vehicles operating together under the same ownership. MaterialObject
Formula A formula is the distinction an insurer makes within a guarantee to indicate the different variations of guarantee a policyholder can chose from. As a consequence it is impossible to underwrite a guarantee twice within the same contract with different formulas.
FutureAddress Structured description by means of street, house number, etc. of the place where the party is going to be officially registered, have residence, domicile. Address
Garage A private building normally used to store (a) vehicle(s) and associated with a dwelling. PrivateBuilding
GasExplosion A violent release of energy caused by a chemical or nuclear reaction with gas involved. Incident
GeneralCivilLiability Coverage that pertains, for the most part, to claims arising out of the insured's liability for injuries or damage caused by ownership of property, manufacturing operations, contracting operations, sale or distribution of products, and the operation of machinery, as well as professional services. Guarantee
GeneralCondition The conditions applying to all contracts/guarantees of this kind, category without any exception. Condition
GeneralConditionsWording A paper document containing provisions in an insurance contract that state the rights and duties of the insured and of the insurer. ContractDocument
GeneralFire Guarantee that indemnifies an insured for loss caused by the destruction of the insured's property resulting from accidental combustion caused by fire and lightning, plus resultant damage caused by smoke and water. Guarantee
GeneralLife Guarantee
GlassBreakage The breakage of glass. Incident
Goods Articles of commerce. MaterialObject
GreenCard A document issued to policyholders as evidence that they have the minimum insurance cover required. CoverNote
GrossPremium The net premium plus operating expenses, commissions and other expenses. Premium
Group Collection of individuals that together have bearing on insurance, eg group of employees, group of drivers Party
GroupInsuranceContract Group Insurance: Insurance written on a number of people under a single master policy, issued to their employer or to an association with which they are affiliated. Workers' Compensation Insurance: Insurance against liability imposed on certain employers to pay benefits and furnish care to employees injured, and to pay benefits to dependents of employees killed in the course of or arising out of their employment. Contract
Guarantee Protection provided by insurance against losses caused by perils as defined in the policy. A guarantee can consist of subguarantees and/or covers. Stating premium is mandatory on the guarantee level.
HaulageTrailer A transport conveyance designed to be pulled by a truck, tractor or car that transports objects by road. NonMotorisedRoadVehicle
HeadOfficeAddress Structured description by means of street, house number, etc. of the place where a company's head office is located. Address
HolidayPayBureau The official institution empowered by the government to deal with holiday pays as part of the social security system. RelatedParty
HomeTelephone A fixed telephone installed at home. Aka Primary telephone. Telephone
Hospital A building where medicine is practiced, where patients go for treatment. PartyRole
Hunting The pursuit and killing or capture of (wild) animals regarded as a sport. Activity
HuntingLicence Official document certifying one's capacity and right to hunt. Document
IdentityCard A document provided by the local authorities certifying the identity of a physical person. Document
Incident An event giving rise to one or more losses.
Indemnification Compensation to the victim of a loss, in whole or in part, by payment, repair, or replacement. Settlement
Index Figure showing the relative level of prices or wages compared with that of a previous date.
IndividualInsuranceContract Individual Insurance: Policies that provide protection to the policyholder and/or his/her family. Sometimes called Personal Insurance as distinct from group and blanket insurance. Contract
InsuranceObject Something having concrete existence; living or non-living that forms an element of or constitutes the subject matter of insurance. The object may be a single occurrence of an object or a group of objects. An insurance object can be a person or an activity.
InsuranceProvider A party registered and controlled by the national Insurance Control Board (OCA/CDV). PartyRole
Insured Policyholder or beneficiary acting as claimant. Claimant
InsuredPerson Any partie for whom protection is provided under the policy terms, i.e. whom the insurer agrees to indemnify for losses. Synonym = NamedInsured. PartyRole
InsuredValueBasedDeductible A deductible calculated based upon the insured value. Different from the DamageAmountBasedDeductible. Deductible
Insurer A company that takes on risks under the policies it sells in return for the payment of premiums. Companies may be "mutual" (owned by the policyholders) or "proprietary" (owned by the shareholders). InsuranceProvider
Intermediary Person or organisation that offers advice and arranges policies for clients. Intermediaries may be either "tied" - representing one company in the case of life business or a limited number of companies for general business, or "independent" - with no limit on the number of companies with which they can deal. InsuranceProvider
InterveningAuthority Public authority that ascertains, establishes the circumstances of an incident or tries to minimise the consequences of an incident, eg federal police, fire department, etc. PartyRole
InvoicedValue The value as mentioned in the invoice. Value
JobCategorySeniority Seniority (= extend to which somebody is senior, has been in a job) in the job category. Seniority
KfkDebitOrCreditStatement KfkOperation
KfkOperation A transaction, activity in relationship to and in accordance with the specifications of the knock-for-knock convention.
KfkRequestForRefund KfkOperation
Land An area of ground owned by a person or organisation and has a defined boundary. Property
LastCommission Commission
LastPremium Premium
LeasingCompany Company that allows another person to use an object for a specified time, usually in return for rent, that it owns. PartyRole
LegalExpensesInsuranceContract Legal Expenses Insurance - Covers the cost of legal proceedings in circumstances defined in the policy. Contract
LegalPerson An organised body such as a business, government body, department, charity, etc. Party
LifeInsuranceContract A legal contract between an insurance company and an owner/insured to provide protection against adverse financial consequences of the death of an individual in the form of payment to a beneficiary. Contract
LifeProfitSharing Profit sharing in case of Life, i.e. the insured is alive at the expiration date of the contract. ProfitSharing
Lightning Electricity discharging from cloud to cloud or from cloud to earth. Incident
ListValue The value as indicated in a list, catalogue published by the supplier. Value
LoadCapacity
Machinery/Appliances Machines or machine systems collectively, any mechanical or electrical device that performs or assists in the performance of human tasks. MaterialObject
MailPrimaryAddress Structured description by means of street, house number, etc. of the place where postal mail is to be send to. Address
MailSecondaryAddress Structured description by means of street, house number, etc. of the place where postal mail is to be send to. Address
ManagementAct An action bringing forward the treatment of a file. Action
MaterialDamage Damage to property. Synonym = Physical damage. Damage
MaterialObject Something having concrete existence; a non-living entity. InsuranceObject
MedicalDoctor A licensed medical practitioner, someone who practices medicine. PartyRole
MiscellaneousTransactionLine A statement line on the current account, referring to a miscellaneous (= of various kinds) transaction. CurrentAccountLine
MobileTelephone A telephone that can be moved around. Telephone
MoralDamage Damage
MortgageLoanFile Paperwork about a conditional conveyance of property as security for the repayment of a loan. Document
MotorComprehensive Protection against loss resulting from damage to the insured auto, other than loss by collision or upset. Guarantee
MotorCycleCertificate Document issued by an official body certifying that the party has the ability to ride a motorcycle. Document
MotorFire Guarantee covering fire risks in a motor insurance contract. MotorComprehensive
MotorFullComprehensive Guarantee covering a number of types of loss or damage. The name is used mainly in motor insurance. MotorComprehensive
MotorInsuranceContract Protection for the insured against financial loss because of legal liability for vehicle-related injuries to others or damage to their property and/or for damage to or loss of an insured vehicle resulting from collision, fire, theft, or other perils. Contract
MotorisedRoadVehicle A conveyance, powered by a motor, that transports people or objects by road. RoadVehicle
MotorPartialComprehensive Guarantee covering a number of types of loss or damage. The name is used mainly in motor insurance. MotorComprehensive
MotorTheft Guarantee covering a vehicle against stealing. MotorComprehensive
MotorThirdPartyLiability Guarantee covering losses ( bodily injury, damage, financial loss ) caused with the vehicle covered under this policy to third parties. Guarantee
MutualHealthInsurer An insurance company in which the ownership and control is vested in the policyholders and a portion of surplus earnings may return to policyholders in the form of dividends. No capital stock exists. Aka Friendly Society. RelatedParty
NCBActual The present level of No Claim Bonus, i.e. at the main renewal date. NCBLevel
NCBAtPreviousInsurer The No Claim Bonus level at the previous insurer, i.e. at the time the insurance contract with the previous insurer was ended. NCBLevel
NCBAtUnderwriting The No Claim Bonus level at the time of underwriting, i.e. signing of the policy. NCBLevel
NCBLevel The position on the No Claim Bonus scale. No Claim Bonus = a reduction in a renewal premium to reflect a claim-free record; used most often in motor insurance.
NCBPrevious The previous No Claim Bonus level. NCBLevel
NCBReference The No Claim Bonus level for reference, i.e. on which calculations are based. NCBLevel
NCBYearMinus2 The No Claim Bonus level at the main renewal date year minus 2. NCBLevel
NCBYearMinus3 The No Claim Bonus level at the main renewal date year minus 3. NCBLevel
NetPremium (1) The amount of premium minus the agent's commission. (2) The premium necessary to cover only anticipated losses, before loading to cover other expenses. (3) The original premium minus dividends paid or anticipated in participating Life Insurance when the insured elects to use his dividends toward payment of the premiums. Contrast with Gross Premium. Premium
NetPremiumIndexed NetPremium
NetPremiumNonindexed NetPremium
NonMotorisedRoadVehicle A conveyance, not powered by a motor, that transports people or objects by road. RoadVehicle
NonRegisteredLegalPerson An organisation that is not registered with a governing body, such as Toronto User's Club, eEG7, etc. LegalPerson
Notifier Someone who informs somebody of something, who reports something to somebody. PartyRole
Object MaterialObject
ObjectRole The role an object plays in insurance, eg risk object, damaged object, etc.
OffencePending An act punishable by law; usually considered an evil act. Declaration
OfficeTelephone A fixed telephone installed at the office. Aka Secondary telephone. Telephone
OfficialAddress Structured description by means of street, house number, etc. of the place at which the party is officially registered, has residence, domicile. Address
OldPremium The premium replaced by a new one due to an amendment to the policy. Premium
OpponentThirdParty A party that is involved in an incident and that is not one of the two parties, insured and insurer. PartyRole
OtherInsuranceReduction Percentage of reduction on premium due to other policies of the policyholder with the same insurer. PremiumDiscount
OtherPolicy Any other contract that has a relationship with the one subject of this message. Document
OtherPrivateBuilding A construction that (normally) has a roof and walls which is for private use other than occupation (residency) or garaging vehicles. PrivateBuilding
Owner Person who has something as his property, who possesses something. PartyRole
Package
ParityCommittee Sector committee composed of equal representations of employers and trade unions, organised by the government, with the aim to reach collective agreement on labour conditions. RelatedParty
PartialTemporaryDisability TemporaryDisability
Party An individual, group or body having a role in an insurance business function. A party may be a risk object.
PartyRole The role party plays in insurance, eg policyholder, driver, insurance provider, etc.
PermanentDisability Disability
PermanentDisabilityCover An illness or injury that prevents an insured person from continuously performing every duty pertaining to his/her occupation or engaging in any other type of work. (This wording varies among insurance companies.) Guarantee
PersonalAccident An accident that occurred during the personal life of the victim, insured. Incident
PersonalLiabilityInsuranceContract Insurance covering the policyholder's legal liability for injury, property damage or financial loss caused to others. It does not include automobile or business operation liabilities. Contract
PhysicalInjury Injury to the body as the result of an accident. Damage
PhysicalPerson A human being regarded as an individual. Party
Policy The printed legal document stating the terms of the insurance contract that is issued to the policyholder by the company. ContractDocument
PolicyHolder Person or organisation to whom the insurer issues the policy. Normally the person who pays the premium to the insurance company in exchange for the insurance protection provided by a policy of insurance, i.e. to whom benefits are payable. PartyRole
Premium The sum paid by a policyholder to keep an insurance policy in force.
PremiumAndCommissionReversiblePremiumLine A premium line for which premium and commission are reversible (premium becomes credit; commission becomes debit). PremiumLine
PremiumCancellationLine A statement line on the current account, referring to the cancellation of a premium invoice. PremiumAndCommissionReversiblePremiumLine
PremiumDiscount A granted or acquired discount on premium. PremiumDiscountOrLoading
PremiumDiscountOrLoading Loading or discount applied to the base premium due to an underwriting decision, to calculate the net premium for a policy or a specific guarantee.
PremiumInvoice A paper document containing all information regarding one invoiced premium. CoverNote
PremiumInvoiceLine A statement line on the current account, referring to one single premium invoice. PremiumLine
PremiumInvoiceRelatedAction An action related to a premium notification/invoice. Action
PremiumLine A statement line on the current account, referring to premium. CurrentAccountLine
PremiumLoading A granted or acquired loading on premium. PremiumDiscountOrLoading
PremiumNotification A form notice from an insurer or agency to a policy owner that a premium will be due on a given date.
PremiumPeriod A time period for premium calculation, delimited by a start date and an end date.
PremiumReimbursementLine A statement line on the current account, referring to reimbursement (= pay back, repayment) of premium. PremiumLine
PremiumReturnLine A statement line on the current account, referring to the return of a premium invoice from the intermediary to the insurer. PremiumAndCommissionReversiblePremiumLine
PreventionMeasure Any measure that reduces the probability or frequency of a particular loss but does not eliminate completely all possibility of that loss. Declaration
PreviousAddress Structured description by means of street, house number, etc. of the place where the party was registered previously. Address
PreviousClaim A claim part of the claims history of the proposer/policyholder. Declaration
PreviousIndex The index valid before the current/actual index. Index
PreviousInsuranceRefusal A refusal in the past of insurance to this proposer/policyholder Declaration
PreviousInsurer The insurer that previously insured the risk, but no longer at present. Insurer
PreviousPolicy Previous policy of the policyholder with the same insurer. OtherPolicy
PrimaryOccupation The principal activity in your life (= job, employment, ...). Profession
PrivateBuilding A construction that (normally) has a roof and walls which is for private use. Building
PrivateLifeAccident An event or occurrence which is unforeseen and unintended. PersonalAccident
PrivateMotorisedRoadVehicle A private conveyance, powered by a motor, that transports people or objects by road, eg car, motorcycle. MotorisedRoadVehicle
Profession The principal activity in your life for which you are paid. The employment a person has with one employer. Aka occupation, employment, job, activity.
ProfessionalLifeAccident An event or occurrence which is unforeseen and unintended. PersonalAccident
ProfessionSeniority Seniority (= extend to which somebody is senior, has been in a job) in the profession Seniority
ProfitSharing A refund of part of the premium on a participating life insurance policy reflecting the difference between the premium charged and actual experience. Synonym = Policy dividend.
Property Any tangible possession that is owned by someone. MaterialObject
ProportionalPremium The premium derived from the net premium by applying a calculation for a proportional period of time. Premium
Proration A rate charged for a period of coverage shorter than the normal period. PremiumPeriod
RailVehicle A conveyance that transports people or objects by rail. Vehicle
Rate Amount of a charge or payment relative to some basis.
RealEstate Property in houses and land. Property
ReceivingCompany The insurer acting as recipient of the data. Insurer
ReferencePremium The amount of premium the policyholder is proposing to pay. Premium
RegisteredLegalPerson An organisation that is registered with a governing body, eg Portima, Microsoft, ING, etc. LegalPerson
Reinstatement Getting in force again after suspension. Action
RelatedParty A party having a relationship with another party.
RelatedPolicy Other policy of the policyholder with the same insurer that in any kind influences the policy subject of this message. OtherPolicy
Renewal Continuance of coverage under a policy beyond its original term by the insurer's acceptance of the premium for a new policy term. Action
RenewalPeriod Premium for a new policy term. PremiumPeriod
Repairer A person whose job is to repair things (repair = restore something damaged to good conditions). PartyRole
ReplacedPolicy Policy that is no longer covering a risk and that has been replaced by another policy (with the same insurer). OtherPolicy
ReportWrittenAddress Structured description by means of street, house number, etc. of the place where the report about an incident is written.
Representative A person who represents others (represent = act as a substitute or deputy for). PartyRole
Requester A person expressing the need for something. PartyRole
RequestForBid A request to potential buyers of wrecks to submit bids for purchase. Action
ResidentialCaravan A trailer equipped with living quarters used for permanent residency. Property
Response A statement (either spoken or written) that is made in reply to a question.
RiskAddress Structured description by means of street, house number, etc. of the place where a risk is located and at risk. Address
RiskObject An object that is, or is to be insured. ObjectRole
RoadVehicle A conveyance that transports people or objects by road. Vehicle
RSRRegistration
SeatingCapacity
SecondCommission The commission amount granted at the first renewal date. The amount can include acquisition commission in case the acquisition commission amount is superior to the first premium amount. Mainly in Life Insurance. Commission
SecondResidencyAddress Structured description by means of street, house number, etc. of the place where the party has second residency. Address
SecuritySystem A device securing, protecting an object against a peril. Synonym = Security device.
SecuritySystemCertificate A document certifying the presence of an anti-theft system. Document
SendingCompany The insurer acting as sender of the data. Insurer
Seniority Status attained by length of continuous service. Also : extend to which somebody is senior, has been in a job.
Settlement An agreement on or payment made as indemnity of a loss. It connotes an agreement between both parties to the contract as to the amount and method of payment.
SocialSecurityBureau Social Security = Any government program which provides economic security for portions of the public, eg Social Insurance, Public Assistance, Family Allowances, etc. RelatedParty
SpaceVehicle Vehicle
SpecialCondition The conditions applying to or characterised by or distinguishing this contract/guarantee. Condition
SplitPremiumPaymentLoading Premium loading for split payment of the premium. PremiumLoading
StartIndex The index at the beginning of a cover period. Index
Storm A violent weather condition with winds 64-72 knots (11 on the Beaufort scale) and precipitation and thunder and lightning. Incident
StormHailAndHeavySnow Protection against loss of crops or damage to growing crops as a result of hail or certain other named perils. Guarantee
Subguarantee A series of coverages, minimal one. Stating premium is optional.
SubscriptionIndex The index at the time of subscription, underwriting of the contract. Index
Suspension Temporary cessation (= prevent something from being in effect for a time). Action
TakeOverPolicy A policy that policyholder had with a previous insurer and that totally or partially is taken over by the present insurer under the policy subject of this message. OtherPolicy
TariffPremium The annual premium for a standard cover as mentioned in a tariff book. See BasePremium. Premium
Tax Charge against a citizen's person or property or activity for the support of government.
TechnicarData Data about vehicles published by Febiac (= the Belgian federation of the Car and Two-wheeler Industries).
Telephone An instrument for reproducing sounds at a distance. CommunicationChannel
TemporaryDisability Disability
Theft/Burglary Theft: the act of stealing. Burglary: breaking and entering into another person's property with felonious intent. Incident
ThirdCommission The commission amount granted at the second renewal date. The amount can include acquisition commission in case the acquisition commission amount is superior to the sum of the first premium amount and the second premium amount. Mainly in Life Insurance. Commission
ToBeInsuredValue Value
TotalLoss A loss of sufficient size so that it can be said there is nothing left of value. The complete destruction of the property. Valuation
TotalTemporaryDisability TemporaryDisability
TrafficAccident Traffic: The aggregation of things (pedestrians or vehicles) coming and going in a particular locality. Accident: An event or occurrence which is unforeseen and unintended. Incident
Transfer The act of transferring something from someone to another. Action
TransportedGoods Goods moved around; usually over long distances.
TransportInsuranceContract Covers goods during transport. Cover possibilities are : all risk, cover against total loss and damage, cover against total loss only. Contract
Travel The act of going from one place to another. MaterialObject
TravelInsuranceContract Contract
TreatingMedicalDoctor The medical doctor that gives or has given treatment (to the patient). MedicalDoctor
Valuation Estimated or calculated worth, appraisal of the value of something.
Value The amount (of money or goods or services) that is considered being a fair equivalent for something else.
Vandalism Willful wanton and malicious destruction of the property of others. Incident
Vehicle A conveyance that transports people or objects. MaterialObject
VehicleFoundAddress Structured description by means of street, house number, etc. of the place where the stolen vehicle is now to be found.
VehiclePassengers Guarantee covering losses ( bodily injury, damage, financial loss ) to passengers seated in the vehicle covered under this policy. Guarantee
VehicleRegistrationCard Document provided by the national Car Registration Office certifying the registration of a vehicle. Document
VehicleRegistrationPlateHolder The person who is registered as holder of the vehicle registration plate by the Vehicle Registration Office (=DIV). PartyRole
VehicleTheft The act of stealing a vehicle. Incident
VERIDASSRegistration Registration of the insurance details of a vehicle in the system enabling to identify the insurer and/or to control the state of insurance of a vehicle registered in Belgium.
Victim Person that is injured or killed as the result of an accident covered under the terms of employer's liability insurance. Claimant
WaterDamage Damaged caused by water. Incident
WaterVehicle A conveyance that transports people or objects over water. Vehicle
Witness Someone who sees an event and tells what happened. PartyRole
WorkersCompensation A compulsory class of insurance against liability imposed on most employers to pay benefits and furnish care to employees injured, and to pay benefits to dependents of employees killed in the course of or arising out of their employment. Guarantee
WorkersCompensationClaim Claim against employers liability cover. Claim
WorkersCompensationContract Contract